Which Auto Insurance Companies do not Check Credit?
Auto insurance companies who don’t check credit scores are classified as being in the “no-check” category. This means that these companies do not verify a customer’s credit score before issuing an insurance policy. This could lead to higher rates for those customers, since these companies are not using the best information when setting rates. ..
Oklahoma Oregon New Mexico
The states of Colorado, New Mexico, and Texas have made it a law for auto insurance companies located there not to check for credit scores, but other auto insurance companies located in other states also do not check for credit scores.
Telematics-Based Insurance
- GEICO
- Progressive
- American Family Insurance
- Nationwide
Allstate Drivewise
Auto insurance company with a large customer base and multiple discounts, bundling, and anti-theft services. They offer coverage in all states and use telematics-based insurance. ..
Progressive Snapshot
The third-largest auto insurance company in the US, GEICO, offers great services to its clients. They have received good ratings all around and cover over fifty states in the US, including Canada. ..
Cure
This is a positive-rated auto insurance company that also does not check credit scores, but driving history. They cover the state’s New Jersey and Pennsylvania. They are also known for providing one of the cheapest car insurance services in the US. Their customers enjoy their various discounts and other attractive benefits as well.
USAA
This is the only auto insurance company that exclusively covers military members, their families, and veterans in the US. They operate in states such as Texas, Arizona, New York, Florida, Colorado, Virginia, and Maryland. Their customers have given them good ratings and they offer multiple discounts to their customers.
Usage-Based Insurance
- GEICO
- Progressive
- American Express
- Chase
- HSBC
- AIG
State Farm Drive Safe and Save
This insurance company uses an app to track your driving. If you keep driving safely while using the app, they will give you discounts of up to thirty percent. They also cover several states in the US.
SafeCo Right Track
State Farms is a very similar insurance company to this one. They use an app to track their client’s driving mileage and usage, and also provide their customers with attractive discounts and bonuses.
Metro Mile
This insurance company is exclusively available in the states listed. They determine their customer’s insurance rate by how many miles they cover.
People with poor credit scores should keep track of their credit score and make sure to maintain it as good as possible. This will help them avoid unnecessary debts and improve their overall credit rating.
There are many different auto insurance companies available in each state. You’ll need to research which one is best for you before making a decision.
The average car insurance cost in the United States is $1,600 yearly and $149 monthly. The minimum car insurance cost is $550 yearly.
