Best Grocery Credit Cards
The best grocery credit cards offer high cashback rates on purchases made at supermarkets while either no annual fee or a charge with significantly higher benefits. They may also offer welcome packages that use a bag of groceries or two.
Some grocery credit cards offer cash back on your groceries purchases. These cards are typically American Express Gold Card, Blue Cash Preferred Card, Chase Freedom Flex, Capital One SavorOne, and many more. The best supermarket credit card for you will be determined by your lifestyle, wealth distribution, and financial goals.
Looking to get the best grocery credit card? Here are our top picks for the best grocery credit cards in 2019.
- The Best Credit Card for Grocery Shopping: The Chase Sapphire Preferred is a great option if you’re looking to buy groceries on a regular basis. This card offers a $100 sign-up bonus, which can be increased up to $200, and you can also earn points for every dollar you spend on groceries. Plus, there’s no annual fee and no foreign transaction fees.
- The Best Credit Card for Grocery Shopping: The Citi Prestige is another great option if you’re looking to buy groceries on a regular basis. This card offers a $150 sign-up bonus, which can be increased up to $300, and you can also earn points for every dollar you spend on groceries. Plus, there’s no annual fee and no foreign transaction fees.
- The Best Credit Card for Grocery Shopping: The American Express Blue Cash Preferred is another great option if you’re looking to buy groceries on a regular basis. This card offers an extra $100 sign-up bonus, which can be increased up to $300, and you can also earn points for every dollar you spend on groceries. Plus, there’s no annual fee and no foreign transaction fees.
Best Grocery Credit Cards:
1. Blue Cash Preferred
The Blue Cash Preferred Card is a great credit card for those who are looking to get a good return on their bonus categories and a modest yearly fee. The card also has a great welcome bonus, which is worth at least $100.
The Amex Offers program offers cardholders discounts on select items and services. These can include groceries, gas, and even travel. Registration is required for some of the offers, but all are worth checking out if you’re looking to save money on your everyday expenses. ..
The U.S. supermarket bonus category has a $6,000 annual spending limit, which may not be enough for people with significant shopping bills. You’ll have to pay a processing fee when making international purchases, so this isn’t the ideal option while traveling abroad.
2. American Express Gold Card
The Uber Visa Card is a powerful contender for all grocery bills. With 4 points for every dollar spent in restaurants and stores, it’s a serious contender for all your spending. ..
The American Express Gold Card offers cardmembers a 4-point per dollar spending rate, which can be redeemed for rewards such as cash back and points. If you spend $4,000 in the first six months of card membership, you’ll get 60,000 bonus points.
Some people may have difficulty using Uber/food credits; there are minimal travel benefits and protections.
3. Blue Cash Preferred Card
The Blue Cash Preferred Card offers a great return on your spending. You’ll get a good return on a variety of bonus categories, as well as a good welcome bonus and a modest yearly fee. Plus, the card has no annual fee.
This card offers a cash-back program that has one of the best earning schemes. For the first year, there will be no annual fee, but after that, the annual fee will be $95.
The U.S. supermarket bonus category has a $6,000 annual spending limit, which may be prohibitive for people with substantial shopping bills. You’ll have to pay a transaction fee when making international purchases, so it’s not the ideal option while traveling abroad.
4. Capital One SavorOne
The Capital One SavorOne is a great credit card for those who are new to credit cards and want a robust rewards structure with no annual fee. The dining, entertainment, and groceries bonus areas are all high-value areas that make this card rare.
The Capital One Savor Cash Rewards Credit Card is better for beginners because it offers 3% cash back on all eateries, leisure, popular subscription services, and grocery stores. It also offers 1% cashback offers on everything else. ..
The Savor is a better deal if you spend a lot of money on eating and leisure each year because it collects more points. The sign-up incentive isn’t particularly impressive (though it is easy to earn).
5. Chase Freedom Flex
Chase Freedom Flex offers 5% cashback on specified bonus categories and travel purchased through Chase Ultimate Rewards. Because it offers ongoing perks, a big confirmation bonus, and no yearly charge, this card is a terrific addition to your wallet. ..
For a card with no annual fee, the big sign-up bonus is noteworthy. ..
This card has foreign transaction fees, it’s advisable to use it only within the United States.
What is the most efficient way to choose a credit card for supermarket shopping?
-Consider your spending habits. Do you typically spend a lot at the grocery store or are you more likely to buy items on sale? -Think about your budget. How much can you afford to spend each month on groceries? -Consider your credit score. A high credit score means you’re likely to be approved for a card with low interest rates, which can save you money in the long run. -Think about your lifestyle. Are you someone who shops frequently at the grocery store or do you like to cook most of your meals? If cooking is more of your thing, a card that offers rewards for dining out may be better suited for you. ..
Looking for a card that offers a high cashback rate and can save you money every time you shop? Pay special attention to cards that offer specific benefits for every dollar you spend on groceries. Choose a card with non-expiring benefits to ensure that your rewards stay with you long-term. ..
Conclusion
Shopping for groceries can be expensive, so it’s important to use a card that benefits you in this area. Some cards offer discounts on groceries, while others have rewards programs that can help you save money. It’s important to choose the right card for your needs, so be sure to research which one is best for you. ..
The ideal rewards card for grocery/supermarket shoppers is one that offers the highest rewards per dollar spent. You’ll need to start by estimating your annual spending and doing the arithmetic.
The ideal rewards card for grocery/supermarket shoppers is one that offers the highest rewards per dollar spent. You’ll need to start by estimating your annual spending and doing the arithmetic.
If you have a poor credit history, you may be able to get a credit card through a credit line card. These cards are specifically designed for people with no or poor credit. ..
