Easiest Store Credit Cards To Get Department Stores more

Store cards can be a great way to score some pretty fantastic cardholder benefits, such as low interest rates and rewards programs. If you’re someone who may have had trouble paying your bills in the past but is looking to start rebuilding your credit score, store cards can also be a great way to get started. ..

The Perks

-Free shipping on orders over $50 -Earn 1% cash back on all your purchases at participating stores -Earn a free $10 credit every time you spend $50 in any store

Cash Back per dollar spent on purchases at participating merchants.

The first look at the new members-only content is now available for all members. This exclusive content includes behind-the-scenes footage, interviews, and more. ..

What Are The Easiest Store Cards To Get?

Some of the best store cards for getting approved are the American Express Blue Cash Preferred card, the Chase Sapphire Preferred card, and the Discover it! card. These cards offer great rewards and have low annual fees. The American Express Blue Cash Preferred card offers a $100 sign-up bonus, which is doubled if you spend $1,000 in a calendar year. The Chase Sapphire Preferred card has a $450 sign-up bonus and a $450 annual fee. The Discover it! card has a $50 sign-up bonus and no annual fee.

1. Old Navy

Old Navy offers approved applicants 20% off their first card purchase, as well as five times reward points per dollar spent on card purchases. This can be used to save money on your next purchase, or used to get exclusive discounts and sales throughout the year.

2. Kohl’s 

Kohl’s offers exclusive cardholder discounts and cash back on select items in-store and online each month. These discounts can be helpful for school shopping or holiday seasons. When you accumulate a lot of Kohl’s cash back, it can save you a significant amount of money! Kohl’s doesn’t charge an annual fee.

3. Target REDcard

Target is offering 5% cardholder discounts on items except for prescriptions and over-the-counter pharmacy items. They also don’t have any rewards; however, you can use your 5% off right there at the register if you choose to. Or let it stack up for larger purchases in the future. As with the others, you don’t pay an annual fee and will also receive exclusive car holder-only benefits throughout the year. ..

4. Big Lots

The big lots store card offers deferred interest on purchases over $250, but there are no rewards points offered. The card offers special financing on eligible purchases such as furniture and electronics with deferred interest on purchases over $250. Make this a good choice if you are looking for a deal and not a credit redemption scapegoat.

6. Express Next

The Express Next Card is an excellent way to update your work wardrobe. Just make sure to save your receipts come tax time. On top of the nice write-off, Express also gives you the chance to rack up 7500 points in the program earning, which will make you a list status. What is a list status to ask? For every $125 spent, you will receive 2500 points which will unlock $10 in rewards that can be used in-store or online. When you rack up 7500 of these points, you will receive a list status, unlock free standard shipping for online orders and boost your reward value of $10 up to $15 per 2500 points!

7. Walmart

The Walmart card offers a variety of benefits, including 1% cash back on all purchases at Walmart stores and 3% cash back at walmart.com. Additionally, the card offers a 2% back on Murphy USA and Walmart fill purchases, as well as a 1% cash back on other Walmart purchases. The card is not easy to get approved for, but it is not unheard of either. If approved, the 2% back on Walmart and Murphy USA fuel purchases and 1% cash back on other Walmart purchases will help you maintain or regain a higher credit score.

8. Fingerhut

Fingerhut is one of the larger online retailers. They offer a ton of popular brands. And an easy application process. And you can get a credit decision there on the spot and use it for your purchase that same day. They specialize in closed-loop credit lines specifically for shoppers with poor credit, so the card is easier to obtain approval for. The applicants who don’t qualify for the(higher score needed) “Advantage Credit” account will automatically be evaluated for Fingerhut‘s “Fresh Start” installment loan instead. If you’re somebody just starting or starting over, Fingerhut is an excellent option as they do seem to approve just about everyone. ..